body{margin:0;font-family:Arial,sans-serif;background:#f4f7fb;color:#233}.container{max-width:1100px;margin:auto;padding:40px 20px}.hero{background:#0b4ea2;color:#fff}.top{display:flex;justify-content:space-between;align-items:center}.logo{font-size:30px;font-weight:700}.logo span{font-weight:300}nav a{color:#fff;text-decoration:none;margin-left:20px}.btn{background:#fff;color:#0b4ea2;padding:12px 20px;border-radius:8px;text-decoration:none;font-weight:bold}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px}.card{background:#fff;padding:25px;border-radius:10px;border-top:4px solid #0b4ea2;box-shadow:0 2px 10px rgba(0,0,0,.08)}footer{background:#13263d;color:#fff}